Even if you own your own car, rental services are sometimes essential for given situations. You might be going on holiday or taking a huge trip which your normal run-around vehicle just couldnâ??t handle. Whatever the situation, if you are offered insurance on your car rental, just take a moment before signing on the dotted line, you may already be covered with your womenâ??s car insurance.
Duplicate Insurance
A lot of womenâ??s car insurance companies are very comprehensive and therefore if you are renting a car for hire the insurance may already have you covered. Buying duplicate insurance is expensive and really unnecessary, particularly if you are insured with a womenâ??s car insurance specialist which is likely to give you better cover than the standard policy offered by the car hire company.
This is particularly useful if you want to save money whilst abroad on holiday but it is always worth checking before you go away how comprehensive your cover is. Not all womenâ??s car insurance is valid for rental cars outside of the EU for example, so if you are travelling further abroad make sure you check your policy.
Credit Card Insurance
Even if you donâ??t own a car but do need to hire a rental for a couple of days, there are other avenues outside of personal womenâ??s car insurance that can help you avoid paying a premium price with the rental company. If you have a credit card then somewhere in the small print thereâ??s probably a bonus about being covered for car insurance.
Different credit card companies have different regulations, some offer the service for free and others charge a small surcharge for the privilege. Itâ??s possible that you have been paying for the bonus without taking advantage of it, so now is the time to check with your bank. Unlike being covered by a fully fledged womenâ??s car insurance policy but, your credit card is only likely to cover you for a small basic model, so if youâ??re going to hire a smarter car, you will need to buy separate insurance.
Car Repairs
If your car is in the garage for a lengthy repair, then car hire is a necessary alternative for your travel arrangements. A number of womenâ??s car insurance policies will pick up the tab not only for you to be insured on the rental car but to rent the car outright whilst your vehicle is being repaired. Donâ??t pay through the nose whilst your car is being patched up, check with your insurance company to see if your car rental is complimentary.
